Building the future of finance

We’re building the financial products and infrastructure powering the world’s open financial system.
That takes people who think independently, stay close to the details and take responsibility for what they build.

If you want meaningful ownership and hard problems worth solving, you’ll fit in here.

See what we’re building

Find your place

Payward brings together financial businesses and products built on shared infrastructure. Depending on your role, you could work on Kraken, NinjaTrader, Breakout, CF Benchmarks, xStocks, Reap or another part of Payward.

Explore each business below to see where you could fit.
Payward

Payward

Building the financial products and infrastructure powering the world’s open financial system.
Ninjatrader

NinjaTrader

Build futures trading technology and brokerage experiences for active traders.
Reap

Reap

Build stablecoin-powered infrastructure for global payments, cards and business accounts.

How we work

If you’re building for a more open financial system, you can’t do it with a permission-based mindset. So we call ourselves Pirates.

Pirates think independently, question assumptions and take ownership of what they build. We care more about good ideas than titles, and more about what works than who argued for it.

Here’s what that looks like in practice.

Mission matters
We’re here to change how finance works, not just work in finance. This isn’t easy work. We want people who care about what we’re building and why.
Own the outcome
We keep teams small and give people real responsibility. Working at Payward means staying close to the problems, making the calls, and standing behind what you ship.
Move with urgency
Slow is the only mistake that compounds. We don’t let unnecessary process get between a good idea and making it real. We decide, learn quickly, and keep moving.
The best idea wins
Good ideas come from anywhere in the company. We make sure the people closest to a problem have a voice in solving it, regardless of title.
Customer first, always
Markets are unforgiving teachers. Everything we build has to perform in the real world. Every decision starts with what the customer needs, not what’s easiest for us to ship.
Numbers over narrative
We don’t guess at impact, we measure it. Decisions are based on data and real-world results, not who tells the better story.

Working at Payward

Global by design
The best people aren’t all in one place. That’s why our teams are distributed across 70+ countries and multiple time zones.

Global perspectives make what we build better, bringing different market experience, backgrounds, and points of view to the work. Where you sit shouldn’t determine how much context you have, whose ideas get heard or how much ownership you can take.

Being global doesn’t mean we never work together in person. We have teams that thrive onsite, work fully remote, or split the difference. We also come together throughout the year for companywide gatherings and team working sessions.
An extraordinary place to learn

The problems here are difficult. The feedback is real.

You’ll work close to complex systems and the people building them. You’ll see how your work behaves in the real world, learn quickly from what happens and keep making it better.

That environment asks a lot. It also gives you the chance to learn across markets, technology and financial infrastructure at global scale.

If you’re curious, comfortable with complexity and want real ownership, there’s a lot to get your hands on.

Rewarded for outcomes

We believe responsibility and reward should go together. Compensation reflects impact, not tenure or title, so the contribution you make matters. When the company wins, the people who helped get it there share in that success.

We also celebrate milestones with giveaways and rewards that reflect what people build and contribute.

Our Hiring Process

Every role is different, so the exact process can vary. Your recruiter will explain what to expect from the start. Here’s what the process typically looks like.
1. Apply
Send us your application. If your experience looks like a match, we’ll get in touch to start the conversation.
2. Talk to a recruiter
Our recruiters know the business and what it takes to thrive here. They’ll talk you through the role and stay with you throughout the process.
3. Async assessment
All roles include a cognitive assessment. It’s one data point among several and never the sole basis for a decision.
4. Meet the team
You’ll meet people you’d actually work with. Depending on the role, expect a mix of technical, behavioural and experience-based conversations.
5. Show us how you work
Some roles include a case study or technical assessment, either live or as a take-home. It’s a chance to show us how you think and work.
6. Meet leadership
Depending on the role, you may meet leaders from the team or wider business to talk about the role, the work and where Payward is going.
7. Ask us the uncomfortable questions
We want you to leave the process understanding the opportunity, the expectations and the hard parts too. Do your research. Ask us the uncomfortable questions. Expect the same back.

Ready to build?

Find an open role across Payward and our businesses.

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